You can’t go 5 minutes in the United States without being presented an ad for car insurance. Health insurance is central to our politics and homeowner’s insurance is just par for the course of owning your own home. And let me tell you, If you’re signing a lease you’d better be paying for renter’s insurance!…
After World War 2, just about anyone could get a great job that would carry them into retirement, provide a pension and in some cases even health insurance. With a tiny amount of investment strategy, you could live comfortably well into your 70s, 80s and beyond. Unfortunately, those days are largely over. Retirement can be…
Are you looking for some quick and easy ways to improve your personal finances? If so, then the following blog post is for you! In this article, I’ll be talking about how to use Quickbooks in order to get a better handle on your money. For those of you who don’t know what Quickbooks is…
Save more, spend less. Pay down debt. According to a survey done by Go Banking Rates, these were two of the top New Year’s Resolutions for 2016. I’m going to guess that you potentially set these same goals at some point in your life, maybe even this year. I know that I did when we…
When’s the last time you checked how much you’re getting charged on your 401k? If you don’t know how much your 401k fees are, you are not alone. 50% of Americans are unaware of how much they’re paying, and many people think that they don’t have any fees at all. But 401k fees do exist,…
An ounce of prevention is worth a pound of cure I like including a quotation at the end of my posts, but today I included one in the title too as a added bonus. You can earn extra credit if you know who said it! I recently wrote about having an emergency fund and while writing…
An emergency fund is money that’s put aside in case of an emergency. That was easy wasn’t it? But how big should it be and where should you even keep it? Your answer is likely to be different than mine. But I realized yesterday that I don’t really know why I’m keeping 1 year’s living…
Student loans suck. It’s like taxes. No matter what you do, it’s there…like a giant leech sucking your money – inexorably – out of your bank account. Any debt – whether for a flat screen, a mortgage, or your education – for the most part just means you’re buying something you can’t afford. Some people say…
“If you don’t design your own life plan, chances are you’ll fall into someone else’s plan. And guess what they have planned for you? Not much.” ~ Jim Rohn Today I’d like to talk about a topic that is near and dear to my heart. Setting goals changed my life, and can change yours as…
A portfolio rebalancing strategy is the discipline behind successful portfolio management. Deciding what investments to buy is only part of managing an investment portfolio. All asset markets fluctuate, and watching your investments gyrate up and down can become nerve-wracking, to say the least! You’ve got to have a long-term plan so that you can ignore…
