Home ownership has always been seen as a huge milestone in adulthood and the feeling of pride it provides is pretty substantial. After all, owning a home is a status symbol but it also gives you stability because real estate is almost always a great investment. Even if you move into a different home at…
You can’t go 5 minutes in the United States without being presented an ad for car insurance. Health insurance is central to our politics and homeowner’s insurance is just par for the course of owning your own home. And let me tell you, If you’re signing a lease you’d better be paying for renter’s insurance!…
After World War 2, just about anyone could get a great job that would carry them into retirement, provide a pension and in some cases even health insurance. With a tiny amount of investment strategy, you could live comfortably well into your 70s, 80s and beyond. Unfortunately, those days are largely over. Retirement can be…
While going on business trips, holidays and leisure trips, whether it’s just you, your family or in a group, it is advisable to take out a travel insurance policy that covers you in the event of anything going wrong whilst you are away. If you travel often, it may be cheaper to opt for a…
Simple “hacks” won’t get you to financial freedom. You can “hack” your way to more savings, until you no longer implement that specific hack. If you haven’t established the processes, systems, or habits to take over for these “hacks”, then all the work you put in will be lost moving forward. To truly be able…
Save more, spend less. Pay down debt. According to a survey done by Go Banking Rates, these were two of the top New Year’s Resolutions for 2016. I’m going to guess that you potentially set these same goals at some point in your life, maybe even this year. I know that I did when we…
Imagine the possibilities if you found you had extra money in your monthly budget. Could you finally go on that vacation you’ve always dreamed of? Could you put away extra money for a down payment on a new home? Maybe you’d even be able to pay off all your debt. Regardless of where you’re at…
“Saving” and “investing” are terms that, while related, refer to different actions. Don’t confuse the two, for each can lead to a very different outcome from the other. If you save money when you should be investing it, or vice versa, you could be severely handicapping your ability to reach your financial goals. Think of…
I only recently bought my first iPhone( yes I am a bit late to the party) and started my search for apps which I can download on the iPhone. Here are the apps which I have zeroed on. Personal Finance apps which can replace your personal finance spreadsheet Mint – The app called Mint from…
When’s the last time you checked how much you’re getting charged on your 401k? If you don’t know how much your 401k fees are, you are not alone. 50% of Americans are unaware of how much they’re paying, and many people think that they don’t have any fees at all. But 401k fees do exist,…
