If you have already been planning for early retirement, you are probably well versed in strategies to accumulate wealth on a tax advantageous basis. As you move further along this accumulation path successfully, the desire to exit the workforce can become overwhelming. Once one is used to saving a large percentage of their income, it…
Thinking about hiring a financial coach? Do you pay the minimum balances on your credit cards and loans every month just to charge them back up again? Or maybe you’re having difficulty sticking to your budget, or perhaps you don’t even have a budget! If you find yourself nodding along with any of these, then…
A Google search on successful job interview preparation tips will generate more than 2 million web pages full of techniques to help you achieve that leap in your professional career. However, you have probably heard these tips hundreds of times. First of all: If you have been called, congratulations! This means that the recruiter has…
Home ownership has always been seen as a huge milestone in adulthood and the feeling of pride it provides is pretty substantial. After all, owning a home is a status symbol but it also gives you stability because real estate is almost always a great investment. Even if you move into a different home at…
You can’t go 5 minutes in the United States without being presented an ad for car insurance. Health insurance is central to our politics and homeowner’s insurance is just par for the course of owning your own home. And let me tell you, If you’re signing a lease you’d better be paying for renter’s insurance!…
After World War 2, just about anyone could get a great job that would carry them into retirement, provide a pension and in some cases even health insurance. With a tiny amount of investment strategy, you could live comfortably well into your 70s, 80s and beyond. Unfortunately, those days are largely over. Retirement can be…
While going on business trips, holidays and leisure trips, whether it’s just you, your family or in a group, it is advisable to take out a travel insurance policy that covers you in the event of anything going wrong whilst you are away. If you travel often, it may be cheaper to opt for a…
Simple “hacks” won’t get you to financial freedom. You can “hack” your way to more savings, until you no longer implement that specific hack. If you haven’t established the processes, systems, or habits to take over for these “hacks”, then all the work you put in will be lost moving forward. To truly be able…
Save more, spend less. Pay down debt. According to a survey done by Go Banking Rates, these were two of the top New Year’s Resolutions for 2016. I’m going to guess that you potentially set these same goals at some point in your life, maybe even this year. I know that I did when we…
Imagine the possibilities if you found you had extra money in your monthly budget. Could you finally go on that vacation you’ve always dreamed of? Could you put away extra money for a down payment on a new home? Maybe you’d even be able to pay off all your debt. Regardless of where you’re at…
