After World War 2, just about anyone could get a great job that would carry them into retirement, provide a pension and in some cases even health insurance. With a tiny amount of investment strategy, you could live comfortably well into your 70s, 80s and beyond. Unfortunately, those days are largely over. Retirement can be…
While going on business trips, holidays and leisure trips, whether it’s just you, your family or in a group, it is advisable to take out a travel insurance policy that covers you in the event of anything going wrong whilst you are away. If you travel often, it may be cheaper to opt for a…
Simple “hacks” won’t get you to financial freedom. You can “hack” your way to more savings, until you no longer implement that specific hack. If you haven’t established the processes, systems, or habits to take over for these “hacks”, then all the work you put in will be lost moving forward. To truly be able…
Save more, spend less. Pay down debt. According to a survey done by Go Banking Rates, these were two of the top New Year’s Resolutions for 2016. I’m going to guess that you potentially set these same goals at some point in your life, maybe even this year. I know that I did when we…
Imagine the possibilities if you found you had extra money in your monthly budget. Could you finally go on that vacation you’ve always dreamed of? Could you put away extra money for a down payment on a new home? Maybe you’d even be able to pay off all your debt. Regardless of where you’re at…
“Saving” and “investing” are terms that, while related, refer to different actions. Don’t confuse the two, for each can lead to a very different outcome from the other. If you save money when you should be investing it, or vice versa, you could be severely handicapping your ability to reach your financial goals. Think of…
I only recently bought my first iPhone( yes I am a bit late to the party) and started my search for apps which I can download on the iPhone. Here are the apps which I have zeroed on. Personal Finance apps which can replace your personal finance spreadsheet Mint – The app called Mint from…
When’s the last time you checked how much you’re getting charged on your 401k? If you don’t know how much your 401k fees are, you are not alone. 50% of Americans are unaware of how much they’re paying, and many people think that they don’t have any fees at all. But 401k fees do exist,…
Our free service allows you to find a professional UK mortgage advisor in a matter of seconds. All of the mortgage advisors that we connect you to are regulated by the FSA (Financial Services Authority). When you use our service, all you need to do is fill in a simple form and you could benefit…
An ounce of prevention is worth a pound of cure I like including a quotation at the end of my posts, but today I included one in the title too as a added bonus. You can earn extra credit if you know who said it! I recently wrote about having an emergency fund and while writing…
