In this guide to Wills we will cover some of their intricacies. What happens to the estate if you die without leaving a valid will? Dying without a will is called ‘dying intestate’. If you don’t leave a valid will, the intestacy rules determine how your estate is distributed. The intestacy rules in England and…
Category: Personal Finance
Stock Market Investing for Beginners: Understanding the Stock Market
In the previous article, for Stock Market Investing, I told you about how to make money with the Dividends, today I speak you of How to understand the Stock Market. For the accuracy, The techniques explained in this article are taken from the book of Stock Market Investing for Beginners: Essentials to Start Investing Successfully. The…
Top 5 Ways to Make Money as a College Student
We can all agree that college is EXPENSIVE and I myself have been in a position where I was eating nothing but reman noodles for breakfast, lunch and dinner. You may want to go party with one of your friends but cant because you have to pay rent. Yeah we all been there, and we…
How to Choose Mutual Funds that Generate Real Profit
Before 1924, mutual funds weren’t a thing — they didn’t even exist! But when three money managers from Boston decided to combine their money, a new industry was born. Today, it controls trillions of dollars worth of assets, and it gives small investors a chance to use systematic investing methods to increase their wealth. But…
A Billionaire’s Advice on Personal Finance
People do not often ask billionaires for personal finance tips. After all, not many of us can think about money the same way they do. Regular people are trying to stretch their paycheck every month just to cover all the expenses. However, wealthy people have great advice to share with the rest of us. Here…
How to Create and Manage a Stress-Free Budget
When asked what their most important personal finance goal is, most people will simply say that they would like to spend less than they make. This is a very good answer, since it allows people to pay off debt, have savings on hand for emergencies, and put money away for a comfortable retirement….
Personal Finance Advice for Young Adults
You cannot learn how to manage your own money in college or high school – they just don’t include it in the syllabus. However, to help you out, we’re going to give you the most important tips that will allow you to live a successful life. Self-Control Is Key You might have heard something…
A Better Way to Save For Retirement
Recently I read an article in the Washington Post discussing ways to “fix” the current retirement savings problems in the U.S. It is no secret that many Americans are vastly undersaving and will not be able to meet their retirement needs. You can find the article from the Washington Post here. Problems With Current Retirement Plans…
College Debt – Is It Really Worth It?
College debt is a major problem in North America. In 2010, the average student loan in North America has surpassed the $25,000 mark. American students alone have a combined student loan of approximately $1,000,000,000,000 dollars. But in reality, $25,000 of student debt is quite manageable; however, what is disturbing is why it takes the average…