“Saving” and “investing” are terms that, while related, refer to different actions. Don’t confuse the two, for each can lead to a very different outcome from the other. If you save money when you should be investing it, or vice versa, you could be severely handicapping your ability to reach your financial goals. Think of…
Category: Personal Finance
How Millennials Can Make The Money They Deserve & Stop Settling
Almost any piece of financial advice out there is based on the premise of living below your means. We are encouraged not to settle in every other area of our lives except when it comes to money. It seems more noble to settle for less than it is to know your value and seek out…
Best Money Saving Apps and Personal Apps for iPhone, iPad and Android Phones
I only recently bought my first iPhone( yes I am a bit late to the party) and started my search for apps which I can download on the iPhone. Here are the apps which I have zeroed on. Personal Finance apps which can replace your personal finance spreadsheet Mint – The app called Mint from…
How To Invest In Luxury Real Estate Without Being Super Rich
The first thing that comes to mind when many of us consider the words “luxury real estate”, are the homes we only ever encounter on a reality TV series. Fortunately, the ownership of such homes is not only limited to those born with the perfect combination of an influential last name and striking looks. Meet…
How to Lower Your 401k Fees
When’s the last time you checked how much you’re getting charged on your 401k? If you don’t know how much your 401k fees are, you are not alone. 50% of Americans are unaware of how much they’re paying, and many people think that they don’t have any fees at all. But 401k fees do exist,…
How to Deal with Uncertainty and Reach Financial Iependence!
An ounce of prevention is worth a pound of cure I like including a quotation at the end of my posts, but today I included one in the title too as a added bonus. You can earn extra credit if you know who said it! I recently wrote about having an emergency fund and while writing…
A Guide to Renewing Your Mortgage
Many homeowners suspect they may be spending more than necessary each month on their mortgage repayments and would like to consider making new arrangements. It is certainly worth exploring the options, although renewing your mortgage is not always the best financial solution. If you have decided to investigate the alternative interest rates or other mortgage…
These Millennials Prove Why Investing In Teams Is the Key To Generational Wealth
The beginning of change in any aspect of one’s life, is realizing the power that one has to create it. However, for significant change to be realized, we cannot operate as individuals. It is the collective power of grouped individuals that can bring about disruptive victories. As the famous basketball player Michael Jordan once said:…
Mastering Disaster with an Emergency Fund
An emergency fund is money that’s put aside in case of an emergency. That was easy wasn’t it? But how big should it be and where should you even keep it? Your answer is likely to be different than mine. But I realized yesterday that I don’t really know why I’m keeping 1 year’s living…
Setting Goals Will Change Your Life
“If you don’t design your own life plan, chances are you’ll fall into someone else’s plan. And guess what they have planned for you? Not much.” ~ Jim Rohn Today I’d like to talk about a topic that is near and dear to my heart. Setting goals changed my life, and can change yours as…