When I graduated college, it was with $66k in student loan debt (I’m still paying it off, by the way). In reality, I probably only needed $20k – $30k for my degree. How did my loans get that high? I thought it would be a good idea to finance my lifestyle at the time. Expensive trips,…
Are you looking for some quick and easy ways to improve your personal finances? If so, then the following blog post is for you! In this article, I’ll be talking about how to use Quickbooks in order to get a better handle on your money. For those of you who don’t know what Quickbooks is…
Regardless of how much money you make, good financial habits can and will go a long way to securing your financial future. Below I’ve listed 5 things that you can do, starting today, to improve your finances and save some money. These are things that many people miss with their finances, that can make a…
Save more, spend less. Pay down debt. According to a survey done by Go Banking Rates, these were two of the top New Year’s Resolutions for 2016. I’m going to guess that you potentially set these same goals at some point in your life, maybe even this year. I know that I did when we…
“Some of the Worst Projects Have the Largest Budgets” – The Financial Engineer As I started off into the real world, fresh out of Purdue, I worked on large projects. I worked with a seasoned coworker who told me: “Some of the worst projects have the largest budgets.” At the time, I was not aware…
Imagine the possibilities if you found you had extra money in your monthly budget. Could you finally go on that vacation you’ve always dreamed of? Could you put away extra money for a down payment on a new home? Maybe you’d even be able to pay off all your debt. Regardless of where you’re at…
After reading the article on need vs want, you might think that suppressing the wants sounds very cheap. But there is a fine line of difference between frugal and cheap. Frugal is all about valuing money by displaying good skill and judgment on the purchase. Unfortunately, today, people have the wrong notion about spending. They…
“Saving” and “investing” are terms that, while related, refer to different actions. Don’t confuse the two, for each can lead to a very different outcome from the other. If you save money when you should be investing it, or vice versa, you could be severely handicapping your ability to reach your financial goals. Think of…
Almost any piece of financial advice out there is based on the premise of living below your means. We are encouraged not to settle in every other area of our lives except when it comes to money. It seems more noble to settle for less than it is to know your value and seek out…
I only recently bought my first iPhone( yes I am a bit late to the party) and started my search for apps which I can download on the iPhone. Here are the apps which I have zeroed on. Personal Finance apps which can replace your personal finance spreadsheet Mint – The app called Mint from…
