Having Financial Independence was a vital milestone in my life. After I attained it, I could have just given my notice and continued with my lifestyle. However, now there is something else on my mind. I want to achieve Financial Freedom as well. The Basic Facts About Financial Freedom I’ve realized that some people…
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The Path Towards Financial Freedom
Financial freedom is not just about having money. Rather, it is about being able to run your life according to your needs and wishes. Instead of money being a burden and source of constant concern, the goal is to put yourself in a position in which you call the shots. That way, when unexpected…
Top 10 Budgeting Tips to Get You Through College
College students are often tight for cash, squeezed from all sides by tuition fees, textbooks, accomodation, not to mention food and other necessities. That is why it is very important that you are able to budget effectively, if you want to finish college with your finances in good shape. Here are the top ten budgeting…
Looking Back at 2008 While Looking Ahead in 2009
A little over a year ago I wrote down our family’s financial goals for 2008. It’s been awhile since I sat down and reviewed the goals, and honestly I was a bit nervous to see how far off track we’ve come. “Pay off Debt” -We are not debt free yet and I’m a bit disappointed that we still…
Kick Impulse Spending to the Curb – 10 Questions to Ask Yourself
This weekend was a tough weekend that tested how much I’ve changed my shopping behaviors this year. First test? A craft fair right outside the salon where I got my hair cut on Saturday. Second test? The cell phone store with Bluetooth headsets on sale. Both times I stepped out of the situation and asked…
Why a Little Creativity Will Help You Get Out of Debt
Anyone that has tightened up their purse strings in order to pay off debt knows that cutting down on eating out, entertainment, and other purchases can be really difficult to adjust too. But there is no need to lead a boring life stuck at home when you have little or no money left in your…